Terms of Use

These terms went into effect on February 15, 2015, at 12 a.m. Eastern Time, and apply to all Offers launched on C3Funding on or after that date

1. Welcome to C3Funding!

Welcome to C3Funding. By using this website (the "Site") and Services offered by C3Funding Inc. (including parent companies, subsidiaries, affiliates, agents, representatives, consultants, employees, officers, and directors - collectively, "C3Funding," "we," or "us"), you are agreeing to these legally binding rules (the "Terms"). You are also agreeing to our Privacy Policy and agreeing to follow any other rules on the Site.

These terms may change and if they do, we will let you know either by notifying you on the Site or by sending you an email. New versions of the terms will never apply retroactively - we will tell you the exact date they go into effect. If you keep using C3Funding after a change, that means you accept the new terms.

2. Creating an Account

To sign up for a C3Funding account, you need to be 18 or over. We may ask you for proof of age. You are responsible for your account and all the activity on it.

Although you may browse the Site without registering, to use some of C3Funding's functions, you'll need to register, choose an account name, and set a password. When you do that, the information you give us has to be accurate and complete. Do not impersonate anyone else or choose names that are offensive or that violate anyone's rights. If you don't follow these rules, we may cancel your account.

The person named on the Account is responsible for all the activity on that account, and for keeping the password confidential. If you find out that someone has used your account without your permission, you should report it to support@C3Funding.com.

3. Things You Should Never Do

This section is a list of things you probably already know you should not do - lie, break laws, abuse people, steal data, hack other people's computers, and so on. Please behave yourself. Do not do this stuff.

We expect everyone who uses C3Funding to behave responsibly and help keep this a nice place. Do not do any of these things on the Site:

We also need to make sure that the Site is secure and our systems function properly. So do not do any of these things - most of which boil down to "don't mess with our system."

4. How Offers Work

This section explains the relationship between Issuers and Investors of C3Funding Offers, and defines who is responsible for what. This is what you are agreeing to when you create or back a C3Funding Offer.

C3Funding provides a funding platform for creative Offers. When an Issuer posts an Offer on C3Funding, they are inviting other people to form a contract with them. Anyone who backs an Offer is accepting the Issuer's offer, and forming that contract.

C3Funding is not a part of this contract - the contract is a direct legal agreement between Issuers and their Investors.

Here are the terms that govern that agreement:

When an Offer is successfully funded, the Issuer must complete the Offer and fulfill each reward. Once an Issuer has done so, they have satisfied their obligation to their Investors.

Throughout the process, Issuers owe their Investors a high standard of effort, honest communication, and a dedication to bringing the Offer to life. At the same time, Investors must understand that when they back an Offer, they are helping to create something new - not ordering something that already exists. There may be changes or delays, and there is a chance something could happen that prevents the Issuer from being able to finish the Offer as promised.

If an Issuer is unable to complete their Offer and fulfill rewards, they have failed to live up to the basic obligations of this agreement. To right this, they must make every reasonable effort to find another way of bringing the Offer to the best possible conclusion for Investors. An Issuer in this position has only remedied the situation and met their obligations to Investors if:

The Issuer is solely responsible for fulfilling the promises made in their Offer. If they are unable to satisfy the terms of this agreement, they may be subject to legal action by Investors.

5. How Funding Works

This section goes over the details of backing and creating Offers - things like how money gets collected, whether pledges can be changed or canceled, and how Issuers can contact Investors to provide rewards.

These are the terms that apply when you are backing an Offer:

These are the terms that apply when you're creating an Offer:

6. Stuff We Don't Do and Are Not Responsible For

We do not oversee Offers' performance, and we don't mediate disputes between users.

C3Funding is not liable for any damages or losses related to your use of the Services. We do not become involved in disputes between users, or between users and any third party relating to the use of the Services. We do not oversee the performance or punctuality of Offers, and we do not endorse any content users submit to the Site. When you use the Services, you release C3Funding from claims, damages, and demands of every kind - known or unknown, suspected or unsuspected, disclosed or undisclosed - arising out of or in any way related to such disputes and the Services. All content you access through the Services is at your own risk. You are solely responsible for any resulting damage or loss to any party.

7. Our Fees

Creating an account on C3Funding is free. If you create an Offer that is successfully funded, we C3Funding will charge between 3% and 7% in addition to fees charged by our partners. Our partners' fees may vary slightly.

We will not collect any fees without giving you a chance to review and accept them. If our fees or the fees of our payment partners change, we will update these terms of use to reflect the change. Some funds pledged by Investors are collected by payment providers. Each payment provider is its own company, and C3Funding is not responsible for its performance.

You're responsible for paying any additional fees or taxes associated with your use of C3Funding.

8. Other Websites

If you follow a link to another website, what happens there is between you and them - not us.

C3Funding may contain links to other websites. (For instance, Offer pages, user profiles, and comments may link to other sites.) When you access third-party websites, you do so at your own risk. We don't control or endorse those sites.

Because C3Funding works with partners for payment processing, when you invest in or create an Offer, you are also agreeing to the payment processor's terms of service.

9. Your Intellectual Property

We do not own the content you post on C3Funding. But when you post it, you are giving us permission to use or copy it in order to run the site, or show people what is happening on it. (We generally just use this to promote Offers and showcase our community on the website.) You are responsible for the content you post, and you are vouching to us that it is all okay to use.

C3Funding does not own content you submit to us (your "Content"). But we do need certain licenses from you in order to perform our Services. When you submit an Offer for review, or launch an Offer, you agree to these terms:

10. C3Funding's Intellectual Property

The Content on C3Funding is protected in various ways. You do not have the right to use Content that is not your own without getting permission first.

C3Funding's Services are legally protected in various ways, including copyrights, trademarks, service marks, patents, trade secrets, and other rights and laws. You agree to respect all copyright and other legal notices, information, and restrictions contained in any content accessed through the Site. You also agree not to change, translate, or otherwise create derivative works of the Service.

C3Funding grants you a license to reproduce your own Content. This license covers both C3Funding's own protected Content and user-generated Content on the Site. (This license is worldwide, non-exclusive, non-sub-licensable, and non-transferable.)

11. How We Deal with Copyright Issues

We require compliance with the Digital Millennium Copyright Act.

The Digital Millennium Copyright Act lays out a system of legal requirements for dealing with allegations of copyright infringement. C3Funding complies with the DMCA, and we respond to notices of alleged infringement if they comply with the law. We reserve the right to delete or disable content alleged to be infringing, and to terminate accounts for repeat infringers. (We do this when appropriate and at our sole discretion.)

If you would like to submit a claim of copyright infringement, please contact us. Our designated agent for notice of alleged copyright infringement is:

Attn: Copyright Agent
960 King Hwy
Kalamazoo, MI 49001

12. Deleting Your Account

You can delete your account at any time. Deleting your account will not make content you have already posted go away.

You can terminate your account at any time. All provisions of this agreement survive termination of an account, including our rights regarding any content you have already submitted to the Site. (For instance, if you have launched an Offer, deleting your account will not remove the Offer from the Site.)

13. Deleting an Offer

Offers can be deleted from the site. The Content will not be deleted but will not be visible to potential funders. You may be responsible for fees associated with unfunded offers.

14. Our Rights

To operate, we need to be able to maintain control over what happens on our website. We reserve the right to make decisions to protect the health and integrity of our system. We do not take these powers lightly, and we only use them when we absolutely have to.

C3Funding reserves these rights:

C3Funding is not liable for any damages as a result of any of these actions, and it is our policy not to comment on the reasons for any such action.

15. Warranty Disclaimer

We work hard to provide you with great services, but we cannot guarantee everything will always work perfectly. This site is presented as-is, without warranties.

You use our Services solely at your own risk. They are provided to you "as is" and "as available" and without warranty of any kind, express or implied.


16. Indemnification

If you do something on C3Funding that winds up getting us sued, you have to help defend us.

You agree to defend, indemnify, and hold us harmless from all liabilities, claims, and expenses (including reasonable attorneys' fees and other legal costs) that arise from or relate to your use or misuse of C3Funding. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to this indemnification clause, in which case you agree that you'll cooperate and help us in asserting any defenses.

17. Limitation of Liability

If something bad happens as a result of your using C3Funding, we are not liable (beyond a small amount).

To the fullest extent permitted by law, in no event will C3Funding, its directors, employees, partners, suppliers, or content providers be liable for any indirect, incidental, punitive, consequential, special, or exemplary damages of any kind, including but not limited to damages (i) resulting from your access to, use of, or inability to access or use the Services; (ii) for any lost profits, data loss, or cost of procurement or substitute goods or services; or (iii) for any conduct of content of any third party on the Site. In no event shall C3Funding's liability for direct damages be in excess of (in the aggregate) one hundred U.S. dollars ($100.00).

18. Dispute Resolution and Governing Law

We are located in Michigan, and any disputes must be handled in Michigan under Michigan State law.

We at C3Funding encourage you to contact us if you are having an issue, before resorting to the courts. In the unfortunate situation where legal action does arise, these Terms (and all other rules, policies, or guidelines incorporated by reference) will be governed by and construed in accordance with the laws of the State of Michigan and the United States, without giving effect to any principles of conflicts of law, and without application of the Uniform Computer Information Transaction Act or the United Nations Convention of Controls for International Sale of Goods. You agree that C3Funding and its Services are deemed a passive website that does not give rise to jurisdiction over C3Funding or its parents, subsidiaries, affiliates, assigns, employees, agents, directors, officers, or shareholders, either specific or general, in any jurisdiction other than the State of Michigan. You agree that any action at law or in equity arising out of or relating to these Terms, or your use or non-use of C3Funding, shall be filed only in the state or federal courts located in Kalamazoo County in the State of Michigan, and you hereby consent and submit to the personal jurisdiction of these courts for the purposes of litigating any such action. You hereby irrevocably waive any right you may have to trial by jury in any dispute, action, or proceeding.

19. Other

These are our official terms and our rules. (So if you ever see any confusing or conflicting information, just check these terms - they are the last word.) Thanks so much for reading them, and for using C3Funding!

These Terms and the other material referenced in them are the entire agreement between you and C3Funding with respect to the Services. They supersede all other communications and proposals (whether oral, written, or electronic) between you and C3Funding with respect to the Services and govern our future relationship. If any provision of these Terms is found to be invalid under the law, that provision will be limited or eliminated to the minimum extent necessary so that the Terms otherwise will remain in full force and effect and enforceable. The failure of either you or C3Funding to exercise any right provided for in these Terms in any way will not be deemed a waiver of any other rights.

These Terms are personal to you. You cannot assign them, transfer them, or sublicense them unless you get C3Funding's prior written consent. C3Funding has the right to assign, transfer, or delegate any of its rights and obligations under these Terms without your consent. C3Funding will provide you notice via email, written notice, or by conspicuously posting the notice on our Site.